Living Rich for Less, Ellie Kay

living_richMoney is always tight during the holidays, but never more so than now with the economy spiraling downward so rapidly and no upswing in sight.  So I can’t think of a more timely book than Living Rich for Less by Ellie Kay. 

Ellie has “been there, done that.”  She is a saver; her husband is a spender.  Early in their marriage, she quit working outside the home because they moved 11 times in 13 years.  She and her husband had to live on 23% of her husband’s income since the rest went to pay taxes, child support, and their tithe.  From the remaining 23%, they had to support 7 kids (2 from her husband’s previous marriage and 5 kids they had in 7 years) and pay off $40,000 in consumer debt.  Not only did they survive, they thrived.  They paid off the debt and eventually were able to pay cash for big ticket items such as vehicles and their kids’ college educations. 

In Living Rich for Less, Ellie will explain in easy-to-understand and funny terms how to do the same thing with your own finances.  She will show you how to GIVE 10%, SAVE 10% and WISELY SPEND the remaining 80% (the key word here is wisely).  She discusses the ins and outs of mortgages, a step-by-step process for paying off consumer debt, how to finance your children’s college education, and how to take a vacation for less.  Her tips are practical and not overly burdensome — she will not tell you add water to the milk jug to stretch it longer or give you 10 money-saving uses for lint from the clothes dryer.   

Living Rich for Less is a painless way to learn the money lessons we all need to understand and fully embrace if we are to weather today’s (and tomorrow’s) financial storms. 

I’ll even start saving you money right now by giving you a chance to win the book instead of buying it (although it’s worth the investment —   Please e-mail your name and mailing address to me at to be entered in the drawing.  Winners will be announced on Friday, December 19th. 

Below is the summary from the publisher:

You really can be rich in every way, every day.

So you want to own the home you love, make memories on wonderful vacations with family or friends, finance college educations, and help others too?


You can—starting here and now.


With lively humor, proven know-how, and practical principles for financial health, Living Rich for Less helps you stretch your dollars to realize the lifestyle of your dreams. Ellie Kay’s entertaining and enlightening examples show you simple steps to save, spend, and give smart, and her three main principles are undergirded by dozens of effective rules and hundreds of Cha-Ching Factor™ tips that keep or put money in your pocket.


Ellie knows what it’s like to be financially-strapped or struggling, wanting to be the Joneses but feeling as poor in spirit as in pocketbook. She went, within two and a half years, from being a new wife and mom with $40,000 in consumer debt and seven children (and college educations) to support, to being completely debt-free and within fifteen years able to pay cash for eleven different cars, give away three of those cars, buy two five-bedroom houses (moving from one to the other) and nicely furnish each, take wonderful vacations, dress her family in fine fashion; and support more than thirty non-profit organizations in more than a dozen different countries, giving away more than $100,000.


Isn’t that the kind of transformation to a rich life that you want?

Living Rich for Less helps anyone get there in our taxed-out, maxed-out times. Because financial security doesn’t mean just genuine prosperity, but being able to live luxuriously, give generously, and care for yourself as well as the others around you.

Why keep up with the Joneses when you can be them?



Leave a Reply

Fill in your details below or click an icon to log in: Logo

You are commenting using your account. Log Out /  Change )

Google+ photo

You are commenting using your Google+ account. Log Out /  Change )

Twitter picture

You are commenting using your Twitter account. Log Out /  Change )

Facebook photo

You are commenting using your Facebook account. Log Out /  Change )

Connecting to %s

%d bloggers like this: